Merchant Cash Advance (MCA)

A MCA is a simple way to raise funds for your small business. This type of alternative financing to a traditional small-business loan gives you an upfront sum in exchange for a portion of your future sales. Funds may be used for anything from additional stock to fixing a broken appliance or hiring extra help during busy periods.

Is a MCA right for me?

If you’re planning to expand your business, a merchant cash advance can help accelerate your growth. You may be eligible for a merchant cash advance if you own a UK-based small business as a sole trader, partnership, or limited company.

This type of funding is best for small businesses that need funds fast. You’ll gain quick access to cash when you can’t afford to wait weeks for a lender to come to a decision.

Do You Meet the
Following Requirements?

Time in

1+ Years

Minimum Revenue


Business to Business Transactions

If you said yes to all of the above


Rick, Rick’s Transport
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So helpful to our business. They explained everything to me and answered all my questions, will for sure be using ICG again.
Tina, Area Wide Glass
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Truly enjoyed working with Eli he was professional and made all the funding options simple for us to understand. We needed to act fast to fix a piece of equipment that went down we applied on Tuesday and had our funds the next day.
Eric, KG Roofing
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Easy and straightforward process of applying and getting funded. Would recommend to anyone who needs the capital.
Cindy, Northern Maintenance Co
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Truly an easy application process and transparent on all the T&C of the funding we received.
Travis, H Town Construction
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Sol was very professional and made the entire process of applying very easy. He explained all our approval options and took the time to go over which one would make our business the most return on the money borrowed. Was so happy to work with Sol and his team.